June 19, 2013 1 Comment
I have written in the past (here) about how bankruptcy is sanctioned by the bible. In the old testament in the book of Deuteronomy (15:1) it states that debts must be cancelled every seven years. The Jewish people considered it very important to forgive debt completely after seven years. They realized thousands of years ago that it was good for people and good for society if people had no long-term debt. If they could not pay the debt I seven years then it was better for all to have it forgiven and lifted off the shoulders of the people.
The Christians said the same thing in the New Testament. The Christians believed in forgiveness. Jesus himself emphasized its importance. I believe this includes forgiving yourself for the debt you have incurred but you cannot pay. You blame yourself and you hang onto the debt you incurred a long time ago thinking that you will be able to pay it one day. But this goes on and on.
It’s time to forgive yourself for charging up the credit cards, or returning an automobile you could not afford, and especially for medical debt which you cannot pay. You may have thought you would have the money to pay it later but the money never came. And now the debt is still there and the collectors are calling every day for you to repay it. Some of them may even have sued you for it.
But the repayment doesn’t happen and it probably won’t happen. So it’s time to forgive yourself for getting into debt in the first place. Forgive yourself like you forgive others. It’s in the bible. In the New Testament. You have all heard the saying; “to err is human but to forgive divine”.
Once you forgive yourself for the debt then maybe you can take the next step to rid yourself of it which is to file for bankruptcy to cancel your debts. A bankruptcy discharge will lift your debt burden and let you get a fresh start and give you the freedom from your debt burden. This freedom will allow you to live like you should and not be burdened by debt. People have known for thousands of years how important this is. Debt forgiveness was good enough for the ancient Jewish people of the bible and it’s part of Christianity too. Bankruptcy is your legal, moral, and ethical pathway to debt forgiveness talked about in Deuteronomy.
I am a San Diego bankruptcy attorney. For further questions please visit my website at www.farquharlaw.com . Or call my office for a free consultation or for any other advice about bankruptcy or debt at (619) 702-5015. Call now for free credit report and analysis!
For a free e-book on “13 things to do to prepare for your bankruptcy filing” please e-mail me at email@example.com.
“Accidents” photo courtesy of merfam. Holy bible photo courtesy of Steve Snodgrass. Freedom photo courtesy of Josef Grunig